CAPITAL PAF USERS' GROUP, INC.

                            ARTICLES OF CORPORATION
                                       
FIRST:  The undersigned Joe Adams whose post office address is 13312 Vanessa
Avenue, Route 4, Bowie MD 20715 being at least eighteen years of age, does
hereby form a corporation under the laws of the State of Maryland.

SECOND: The name of the corporation which is hereinafter called the Corporation
is CAPITAL PAF USERS' GROUP, INC..

THIRD:  The purposes for which the Corporation is formed are as follows:

    a.   To provide a social/fraternal organization wherein individuals with
         common interest may meet to foster study, evaluation, testing, exchange
         of ideas and genealogical data, and dissemination of information to
         interested parties concerning computers using the Genealogical
         Management System For Home Computers (Personal Ancestral File (tm)),
         published by The Church of Jesus Christ of Latter-day Saints.

    b.   To make available the results of the above, at no charge, to The Church
         of Jesus Christ of Latter-day Saints and educational systems in the
         local area.

FOURTH:  The post office address of the principal office of the Corporation in
Maryland is 13312 Vanessa Avenue, Route 4, Bowie MD 20715. The name and post
office of address of the resident agent of the Corporation in Maryland is Joe
Adams, 13312 Vanessa Avenue, Route 4, Bowie MD 20715.

FIFTH:  THE CORPORATION SHALL NOT BE AUTHORIZED TO ISSUE CAPITAL STOCK.

SIXTH:  The number of directors of the Corporation shall be five which number
may be increased or decreased pursuant to the by-laws of the Corporation, and
the name(s) of the directors who shall act until the first meeting or until
their successors are duly chosen and qualified are:

    Joe Adams           President              13312 Vanessa Ave.,Route 4
                                               Bowie, MD  20715

    George W. Page      Vice President         Rt. 2, Box 148,
                                               Bryans Road, MD  20616

    Edwin J. Curle      Secretary              10450 Marbury Rd.
                                               Oakton, VA  22124     

    Kent Riggins        Treasurer              843 Turf Valley
                                               Pasadena, MD  21122

   Barbara A. Bennett   Program Chairperson    2002 Gwynn Oak Ave.
                                               Baltimore, MD  21207

SEVENTH:  The following provisions are hereby adopted for the purposes of
defining, limiting and regulating the powers of the Corporation and of the
directors and members:

    a.   The Corporation is not organized for profit. No part of the net income,
         if any there should be, of this non-stock, non-profit corporation shall
         inure to benefit of any private stockholder or individual. As used in
         this subparagraph , the term individual includes any member of this
         Corporation, including any organization member. 

    b.   In the event of  the dissolution of this corporation, the assets of the
         Corporation remaining after the payments of its outstanding
         liabilities, shall be transferred to one or more organizations
         operating for charitable, educational, or scientific purposes, and
         exempt from Federal income tax pursuant to 26 United States Code,
         501(C)(3), or any Amendment thereto, or to a Federal, state, or local
         government entity to be used exclusively for public purposes.
  
EIGHTH:  The duration of the Corporation shall be perpetual.

IN WITNESS WHEREOF, I have signed these Articles of Incorporation on
and severally acknowledge the same to be my act.

                                                 Joe Adams